How do standard HO3 policies handle the proration of prepaid premiums when a property is condemned by the city due to neighboring landslide damage?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do standard HO3 policies handle the proration of prepaid premiums when a property is condemned by the city due to neighboring landslide damage?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
ISO HO 00 03 homeowners policy cancellation unearned premium pro rata short rate condemnation termination policy wording Google ↗
homeowners insurance policy condemnation property unearned premium refund cancellation pro rata state law Google ↗
- H000341.PDF · safetyinsurance.com
- Homeowners Policy Booklet · insurance.mo.gov
- Georgia Code § 33-24-44 (2025) - [Effective until January 1, 2027] Cancellation of policies generally :: 2025 Georgia Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
ISO HO 00 03 homeowners policy cancellation unearned premium pro rata short rate condemnation termination policy wording OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
homeowners insurance policy condemnation property unearned premium refund cancellation pro rata state law OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |