Compare the partial disability benefit calculation methods of top disability insurers to see which one protects low income workers best without high premiums.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the partial disability benefit calculation methods of top disability insurers to see which one protects low income workers best without high premiums.
3 real searches · 1 real-search pass
individual disability insurance residual disability benefit formula Guardian Principal Ameritas MassMutual Standard policy brochure income loss thresholdGoogle ↗
OBSERVEDOther / navigational
disability insurance residual benefit calculation formula percentage loss of income recovery benefit official insurerGoogle ↗
OBSERVEDConsequence
individual disability insurance low income affordable premiums guaranteed standard issue residual rider insurer officialGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
individual disability insurance residual disability benefit formula Guardian Principal Ameritas MassMutual Standard policy brochure income loss threshold Google ↗
disability insurance residual benefit calculation formula percentage loss of income recovery benefit official insurer Google ↗
individual disability insurance low income affordable premiums guaranteed standard issue residual rider insurer official Google ↗
- How to Compare Disability Insurance Policies · setforlifeinsurance.com
- Individual Disability Insurance · standard.com
- Ameritas Life Insurance Company · fmiagent.com
- INDIVIDUAL DISABILITY INSURANCE FEATURE COMPARISON (ALL BUT CA) · physiciansthrive.com
- If a Disability Were to Keep You From Earning a Living, How Would You Pay Your Bills? · content.naic.org
- Simplifying the Complications of Disability Insurance · content.naic.org
- A CONSUMER’S GUIDE TO · ncdoi.gov
- Disability Insurance Benefits · edd.ca.gov
- State Disability Insurance · edd.ca.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance residual disability benefit formula Guardian Principal Ameritas MassMutual Standard policy brochure income loss threshold OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
disability insurance residual benefit calculation formula percentage loss of income recovery benefit official insurer OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
individual disability insurance low income affordable premiums guaranteed standard issue residual rider insurer official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |