Real ChatGPT answer · index seedDkZhCkljqmIcompleteFinance and banking · mortgagescomparison

Is Wells Fargo mortgage refinancing currently offering better interest rates and closing cost deals than online lenders like Better or LoanDepot for someone with a seven hundred twenty credit score?

ChatGPTgpt-64 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is Wells Fargo mortgage refinancing currently offering better interest rates and closing cost deals than online lenders like Better or LoanDepot for someone with a seven hundred twenty credit score?
4 real searches · 1 real-search pass
October 2026 Wells Fargo mortgage refinance rates closing costs Better loanDepot 720 credit score refinance offersGoogle ↗
OBSERVEDComparison
Wells Fargo mortgage refinance rates official rate page refinance closing costs 2026Google ↗
OBSERVEDOther / navigational
Better mortgage refinance rates official rate page lender credits closing costs 2026Google ↗
OBSERVEDComparison
loanDepot refinance rates official rate page closing costs 2026Google ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
October 2026 Wells Fargo mortgage refinance rates closing costs Better loanDepot 720 credit score refinance offers Google ↗
Wells Fargo mortgage refinance rates official rate page refinance closing costs 2026 Google ↗
Better mortgage refinance rates official rate page lender credits closing costs 2026 Google ↗
loanDepot refinance rates official rate page closing costs 2026 Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
October 2026 Wells Fargo mortgage refinance rates closing costs Better loanDepot 720 credit score refinance offers
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Wells Fargo mortgage refinance rates official rate page refinance closing costs 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Better mortgage refinance rates official rate page lender credits closing costs 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
loanDepot refinance rates official rate page closing costs 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1