How does the SEP IRA for freelancers compare to a solo 401k for a married couple where one partner has fluctuating freelance income?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the SEP IRA for freelancers compare to a solo 401k for a married couple where one partner has fluctuating freelance income?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 2026 401(k) contribution limits elective deferral 2026 SEP IRA limit 2026 self employed Google ↗
IRS SEP IRA self employed contribution calculation 20 percent net earnings solo 401k spouse employee rules Google ↗
- COLA increases for dollar limitations on benefits and contributions · irs.gov
- SEP contribution limits (including grandfathered SARSEPs) · irs.gov
- One Participant 401k Plans · irs.gov
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
- Simplified Employee Pension plan (SEP) · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 401(k) contribution limits elective deferral 2026 SEP IRA limit 2026 self employed OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS SEP IRA self employed contribution calculation 20 percent net earnings solo 401k spouse employee rules OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |