My husband's employer sponsored health plan has a massive deductible. Are we better off paying for a family plan through the ACA exchange instead?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My husband's employer sponsored health plan has a massive deductible. Are we better off paying for a family plan through the ACA exchange instead?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 ACA Marketplace premium tax credit employer-sponsored coverage affordability percentage family glitch 2026 IRS Google ↗
2026 ACA enhanced premium tax credits expiration 2026 marketplace subsidies current law Google ↗
- Questions and answers on the Premium Tax Credit · irs.gov
- everycrsreport.com · everycrsreport.com
- My employer offers health benefits to me and my family. The company pays the entire cost of my coverage but contributes nothing toward the cost of covering my family. We can’t afford to enroll my spouse and kids. Can they get coverage and subsidies in the Marketplace instead? · kff.org
- What are an employee’s options if their employer-sponsored coverage (ESC) offer is affordable for them, but is not affordable for their family members? · agentbrokerfaq.cms.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA Marketplace premium tax credit employer-sponsored coverage affordability percentage family glitch 2026 IRS OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 ACA enhanced premium tax credits expiration 2026 marketplace subsidies current law OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |