Real ChatGPT answer · index seedDXfHuGydgM4completeFinance and banking · personal loanscommercial

What is the average origination fee percentage charged by major personal loan lenders this month for borrowers with fair to good credit?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the average origination fee percentage charged by major personal loan lenders this month for borrowers with fair to good credit?
1 real search · 1 real-search pass
major personal loan lenders origination fees October 2026 fair good credit LendingClub Upstart SoFi Prosper Best Egg UpgradeGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
major personal loan lenders origination fees October 2026 fair good credit LendingClub Upstart SoFi Prosper Best Egg Upgrade Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
major personal loan lenders origination fees October 2026 fair good credit LendingClub Upstart SoFi Prosper Best Egg Upgrade
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
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