I need an urgent breakdown of how irrevocable life insurance trusts work to legally shelter my parents estate from taxes starting this month.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need an urgent breakdown of how irrevocable life insurance trusts work to legally shelter my parents estate from taxes starting this month.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 federal estate gift tax exemption ILIT life insurance three year rule IRS 2026 Google ↗
IRS life insurance proceeds incidents of ownership estate tax section 2042 three year rule section 2035 irrevocable life insurance trust Google ↗
- Instructions for Form 706 (07/2026) · irs.gov
- 3.11.106 Estate and Gift Tax Returns · irs.gov
- 26 U.S.C. § 2042: Proceeds of life insurance · uscode.house.gov
- 26 CFR § 20.2042-1 - Proceeds of life insurance. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- 26 U.S.C. § 2035: Adjustments for certain gifts made within 3 years of decedent’s death · uscode.house.gov
- Fixing Damaged ILITs (Plus a Checklist to Avoid Problems) · americanbar.org
- Irrevocable Life Insurance Trust · statefarm.com
- Tax Rates | Department of Revenue · pa.gov
- Estate Planning for Pennsylvania Farm Families · extension.psu.edu
- 2026-27 Tax Expenditure Analysis · pa.gov
- City of Philadelphia: Register of Wills · rowlawyer.phila.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal estate gift tax exemption ILIT life insurance three year rule IRS 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS life insurance proceeds incidents of ownership estate tax section 2042 three year rule section 2035 irrevocable life insurance trust OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |