Real ChatGPT answer · index seedDQCWVYSssv4completeInsurance · life insuranceinformational

What happens to a key person insurance policy if the employee leaves my company to work for a competitor, and can we transfer ownership back to them?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What happens to a key person insurance policy if the employee leaves my company to work for a competitor, and can we transfer ownership back to them?
2 real searches · 1 real-search pass
key person life insurance employee leaves company transfer ownership to employee tax consequences employer owned policyGoogle ↗
OBSERVEDConsequence
IRS transfer employer owned life insurance policy employee transfer ownership section 101(j) transfer for valueGoogle ↗
OBSERVEDInstruction

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%ReasonDefinitionInstruction50%Yes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
key person life insurance employee leaves company transfer ownership to employee tax consequences employer owned policy Google ↗
IRS transfer employer owned life insurance policy employee transfer ownership section 101(j) transfer for value Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
key person life insurance employee leaves company transfer ownership to employee tax consequences employer owned policy
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRS transfer employer owned life insurance policy employee transfer ownership section 101(j) transfer for value
OBSERVED
Google ↗
AI Mode ↗
—Instruction——1x
of 1