How does credit score impact retail boutique property insurance pricing when applying for coverage online through carrier portals today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does credit score impact retail boutique property insurance pricing when applying for coverage online through carrier portals today?
2 real searches · 1 real-search pass
2026 commercial insurance credit scoring laws Indiana commercial property insurance credit information underwriting state regulationsGoogle ↗
OBSERVEDReason
commercial property insurance credit based insurance score small business underwriting personal credit score commercial property insurance carrier underwritingGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 commercial insurance credit scoring laws Indiana commercial property insurance credit information underwriting state regulations Google ↗
commercial property insurance credit based insurance score small business underwriting personal credit score commercial property insurance carrier underwriting Google ↗
- Insurance Topics | Credit-Based Insurance Scores · content.naic.org
- Credit-Based Insurance Scores Aren’t the Same as a Credit Score. Understand How Credit and Other Factors Determine Your Premiums · content.naic.org
- Indiana Code § 27-2-21-18. Disclosure of Use of Credit Information :: 2025 Indiana Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Indiana Code § 27-2-21-16. Requirements for Insurer Use of Credit Information :: 2025 Indiana Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Bulletin-176-The-use-of-credit-information-in-underwriting-and-rating-insurance-policies · in.gov
- Indiana Department of Insurance: Property & Casualty Review Standards · secure.in.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 commercial insurance credit scoring laws Indiana commercial property insurance credit information underwriting state regulations OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
commercial property insurance credit based insurance score small business underwriting personal credit score commercial property insurance carrier underwriting OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |