Real ChatGPT answer · index seedDOyLnJHSux4completeFinance and banking · checking and savings accountsinformational
What do I need to watch out for regarding FDIC insurance limits when depositing over two hundred and fifty thousand dollars across multiple checking accounts at the same bank?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What do I need to watch out for regarding FDIC insurance limits when depositing over two hundred and fifty thousand dollars across multiple checking accounts at the same bank?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FDIC deposit insurance coverage $250,000 per depositor per insured bank ownership category multiple accounts official FDIC Google ↗
FDIC joint accounts revocable trust coverage rules beneficiaries 2026 official FDIC Google ↗
- Joint Accounts · fdic.gov
- Single Accounts · fdic.gov
- Understanding Deposit Insurance · fdic.gov
- Your Insured Deposit 2024 LP English · fdic.gov
- Your Insured Deposits · fdic.gov
- Trust Accounts · fdic.gov
- Deposit Insurance FAQs · fdic.gov
- Calculate your FDIC coverage · edie.fdic.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FDIC deposit insurance coverage $250,000 per depositor per insured bank ownership category multiple accounts official FDIC OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
FDIC joint accounts revocable trust coverage rules beneficiaries 2026 official FDIC OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |