Real ChatGPT answer · index seedDOIjQUqlx0EcompleteCareers and HR · freelancingbrand

Is it cheaper to buy individual health insurance through the ACA marketplace or stick with COBRA after leaving a full time job?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it cheaper to buy individual health insurance through the ACA marketplace or stick with COBRA after leaving a full time job?
2 real searches · 1 real-search pass
2026 ACA Marketplace premium tax credits eligibility income household income COBRA comparison healthcare.govGoogle ↗
OBSERVEDComparison
COBRA continuation coverage 102 percent premium 18 months Department of LaborGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
2026 ACA Marketplace premium tax credits eligibility income household income COBRA comparison healthcare.gov Google ↗
COBRA continuation coverage 102 percent premium 18 months Department of Labor Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 ACA Marketplace premium tax credits eligibility income household income COBRA comparison healthcare.gov
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
COBRA continuation coverage 102 percent premium 18 months Department of Labor
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1