My gross monthly income is five thousand dollars but my student loans are high, so what is my maximum allowable debt-to-income ratio for a mortgage?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My gross monthly income is five thousand dollars but my student loans are high, so what is my maximum allowable debt-to-income ratio for a mortgage?
1 real search · 1 real-search pass
2026 mortgage debt to income limits Fannie Mae 50% FHA 43% student loan payment calculationGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 mortgage debt to income limits Fannie Mae 50% FHA 43% student loan payment calculation Google ↗
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Selling Guide · singlefamily.fanniemae.com
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
- Guidelines For Getting A Mortgage With Student Loans · bankrate.com