How does the negative equity from our current auto loan get rolled into a new car purchase and is that a terrible financial trap for our household?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the negative equity from our current auto loan get rolled into a new car purchase and is that a terrible financial trap for our household?
1 real search · 1 real-search pass
consumer advice negative equity trade-in auto loan rolled into new car loan risks CFPB FTCGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
consumer advice negative equity trade-in auto loan rolled into new car loan risks CFPB FTC Google ↗
- Negative Equity Findings from the Auto Finance Data Pilot · consumerfinance.gov
- Negative Equity in Auto Lending · files.consumerfinance.gov