Real ChatGPT answer · index seedDIUlSMlcd5UcompleteFinance and banking · small business bankingcommercial

What is the average cost of ACH origination services for small business payroll providers across Chase, Bank of America, and Wells Fargo this year?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the average cost of ACH origination services for small business payroll providers across Chase, Bank of America, and Wells Fargo this year?
3 real searches · 1 real-search pass
Chase ACH origination pricing small business 2026 ACH payments fees treasury servicesGoogle ↗
OBSERVEDReason
Bank of America ACH origination fees pricing small business 2026 CashPro ACHGoogle ↗
OBSERVEDConsequence
Wells Fargo ACH origination pricing fees small business 2026 CEO ACHGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence33%Reason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Chase ACH origination pricing small business 2026 ACH payments fees treasury services Google ↗
Bank of America ACH origination fees pricing small business 2026 CashPro ACH Google ↗
Wells Fargo ACH origination pricing fees small business 2026 CEO ACH Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Chase ACH origination pricing small business 2026 ACH payments fees treasury services
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Bank of America ACH origination fees pricing small business 2026 CashPro ACH
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Wells Fargo ACH origination pricing fees small business 2026 CEO ACH
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1