Real ChatGPT answer · index seedDI43Mt7MRT0completeFinance and banking · checking and savings accountshowto
My direct deposit from my employer did not hit my checking account this morning and I have bills clearing today. What steps should I take to trace a missing ACH transfer right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My direct deposit from my employer did not hit my checking account this morning and I have bills clearing today. What steps should I take to trace a missing ACH transfer right now?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
missing direct deposit ACH trace number employer payroll bank steps NACHA consumer guidance Google ↗
CFPB direct deposit missing paycheck ACH bank employer payroll trace number Google ↗
- Consumer FAQs on ACH Payments · nacha.org
- HOW ACH PAYMENTS WORK · nacha.org
- If I get paid through direct deposit, when can I withdraw the funds? · consumerfinance.gov
- When must direct-deposit funds from my employer be available? · helpwithmybank.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
missing direct deposit ACH trace number employer payroll bank steps NACHA consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB direct deposit missing paycheck ACH bank employer payroll trace number OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |