Real ChatGPT answer · index seedDFqS12v9ZJccompleteInsurance · disability insurancecomparison

Can you outline the main contractual differences regarding presumptive disability definitions when comparing New York Life to MassMutual individual riders?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you outline the main contractual differences regarding presumptive disability definitions when comparing New York Life to MassMutual individual riders?
2 real searches · 1 real-search pass
New York Life individual disability income policy presumptive disability definition contract rider loss of sight speech hearing limbs PDFGoogle ↗
OBSERVEDDefinition
MassMutual individual disability income policy presumptive disability definition rider loss of sight speech hearing limbs PDFGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReasonDefinition100%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
New York Life individual disability income policy presumptive disability definition contract rider loss of sight speech hearing limbs PDF Google ↗
MassMutual individual disability income policy presumptive disability definition rider loss of sight speech hearing limbs PDF Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York Life individual disability income policy presumptive disability definition contract rider loss of sight speech hearing limbs PDF
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
MassMutual individual disability income policy presumptive disability definition rider loss of sight speech hearing limbs PDF
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1