Analyze the pros and cons of refinancing my current mortgage from a 30-year fixed to a 15-year fixed given today's yield curve.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Analyze the pros and cons of refinancing my current mortgage from a 30-year fixed to a 15-year fixed given today's yield curve.
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
October 31 2026 US Treasury yield curve 3 month 2 year 10 year 30 year current rates Google ↗
October 31 2026 average 30-year fixed and 15-year fixed mortgage rates Freddie Mac Google ↗
mortgage refinance break even closing costs 15 year vs 30 year fixed CFPB Google ↗
- Daily Treasury Rates · home.treasury.gov
- Federal Reserve Board - H.15 - Selected Interest Rates (Daily) · federalreserve.gov
- U.S. Treasury Yield Curve Rates · yieldwatch.io
- Mortgage Rates Decline Further to 7.24% · globenewswire.com
- Mortgage Rates · freddiemac.com
- A Consumer's Guide to Mortgage Refinancings · federalreserve.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 31 2026 US Treasury yield curve 3 month 2 year 10 year 30 year current rates OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
October 31 2026 average 30-year fixed and 15-year fixed mortgage rates Freddie Mac OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
mortgage refinance break even closing costs 15 year vs 30 year fixed CFPB OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |