How do I roll over a Roth 401k into a Roth IRA smoothly and what paperwork does the brokerage typically require?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I roll over a Roth 401k into a Roth IRA smoothly and what paperwork does the brokerage typically require?
3 real searches · 1 real-search pass
IRS rollover Roth designated account distribution to Roth IRA direct rollover five-year rule Form 1099-R Form 5498Google ↗
OBSERVEDReason
Fidelity Roth 401k rollover to Roth IRA paperwork distribution form check payable FBOGoogle ↗
OBSERVEDInstruction
Charles Schwab Roth 401k rollover Roth IRA paperwork direct rolloverGoogle ↗
OBSERVEDInstruction
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS rollover Roth designated account distribution to Roth IRA direct rollover five-year rule Form 1099-R Form 5498 Google ↗
Fidelity Roth 401k rollover to Roth IRA paperwork distribution form check payable FBO Google ↗
Charles Schwab Roth 401k rollover Roth IRA paperwork direct rollover Google ↗
- Rollover Your IRA | 401k Rollover Steps · fidelity.com
- Rollover Old 401(k) | IRA Rollover Steps · fidelity.com
- Retirement plans FAQs on designated Roth accounts · irs.gov
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- Instructions for Forms 1099-R and 5498 (2026) · irs.gov
- Rollovers of retirement plan and IRA distributions · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS rollover Roth designated account distribution to Roth IRA direct rollover five-year rule Form 1099-R Form 5498 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fidelity Roth 401k rollover to Roth IRA paperwork distribution form check payable FBO OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
Charles Schwab Roth 401k rollover Roth IRA paperwork direct rollover OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 |