Which insurance provider offers more transparent named peril versus open peril exclusions for finished basement renovations today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which insurance provider offers more transparent named peril versus open peril exclusions for finished basement renovations today?
2 real searches · 1 real-search pass
2026 homeowners insurance Virginia finished basement water backup sump pump exclusions open perils named perils policy forms Erie State Farm Travelers NationwideGoogle ↗
OBSERVED
Virginia homeowners insurance policy forms HO-3 open perils exclusions finished basement renovations water backup ordinance law replacement cost documentation insurer policy sampleGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 homeowners insurance Virginia finished basement water backup sump pump exclusions open perils named perils policy forms Erie State Farm Travelers Nationwide Google ↗
Virginia homeowners insurance policy forms HO-3 open perils exclusions finished basement renovations water backup ordinance law replacement cost documentation insurer policy sample Google ↗
- What is Homeowners Insurance and What Does it Cover? · statefarm.com
- Home & Property Claims · statefarm.com
- Erie Homeowners Insurance Review: Best for Customizing Policies · money.com
- 14VAC5-341-70. Permitted exclusions. · law.lis.virginia.gov
- 14VAC5-342-60. Exclusions applicable to property coverages. · law.lis.virginia.gov
- 14VAC5-342-40. Mandatory property coverages. · law.lis.virginia.gov
- Virginia SCC · scc.virginia.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 homeowners insurance Virginia finished basement water backup sump pump exclusions open perils named perils policy forms Erie State Farm Travelers Nationwide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Virginia homeowners insurance policy forms HO-3 open perils exclusions finished basement renovations water backup ordinance law replacement cost documentation insurer policy sample OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |