Real ChatGPT answer · index seedD8R5MJ40eIEcompleteFinance and banking · credit cardscomparison

Which cash back credit card currently has the highest sign-up bonus with zero annual fee so I can offset some medical expenses this year?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which cash back credit card currently has the highest sign-up bonus with zero annual fee so I can offset some medical expenses this year?
2 real searches · 1 real-search pass
best highest cash back credit card sign up bonus $0 annual fee October 2026 US welcome offerGoogle ↗
OBSERVEDComparison
cash back credit card welcome bonus no annual fee 2026 $300 $250Google ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
best highest cash back credit card sign up bonus $0 annual fee October 2026 US welcome offer Google ↗
cash back credit card welcome bonus no annual fee 2026 $300 $250 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
best highest cash back credit card sign up bonus $0 annual fee October 2026 US welcome offer
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
cash back credit card welcome bonus no annual fee 2026 $300 $250
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1