What credit score do I need to get preapproved for a conventional mortgage versus an FHA loan with a low down payment?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What credit score do I need to get preapproved for a conventional mortgage versus an FHA loan with a low down payment?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 conventional mortgage minimum credit score Fannie Mae Freddie Mac 2026 620 minimum score guidelines Google ↗
HUD FHA minimum credit score 580 3.5 percent down 500 10 percent official Google ↗
- General Requirements for Credit Scores · guide-selling.fanniemae.com
- ELIGIBILITY MATRIX · singlefamily.fanniemae.com
- Conventional Loan Requirements for 2026 · nerdwallet.com
- FHA loans · consumerfinance.gov
- Affordable Mortgage Lending Center Guide · fdic.gov
- Loans | HUD.gov / U.S. Department of Housing and Urban Development (HUD) · hud.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 conventional mortgage minimum credit score Fannie Mae Freddie Mac 2026 620 minimum score guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
HUD FHA minimum credit score 580 3.5 percent down 500 10 percent official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |