Real ChatGPT answer · index seedD1S3oaY895UcompleteFinance and banking · retirement accountscommercial

Analyze whether consolidating multiple old employer 401k accounts into a single Fidelity traditional IRA is better than leaving them where they are.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Analyze whether consolidating multiple old employer 401k accounts into a single Fidelity traditional IRA is better than leaving them where they are.
2 real searches · 1 real-search pass
IRS rollover 401(k) to traditional IRA tax rules creditor protection ERISA IRA bankruptcy protection backdoor Roth pro rata rule 2026Google ↗
OBSERVED
Fidelity traditional IRA fees commissions expense ratios account fees rollover IRA officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS rollover 401(k) to traditional IRA tax rules creditor protection ERISA IRA bankruptcy protection backdoor Roth pro rata rule 2026 Google ↗
Fidelity traditional IRA fees commissions expense ratios account fees rollover IRA official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS rollover 401(k) to traditional IRA tax rules creditor protection ERISA IRA bankruptcy protection backdoor Roth pro rata rule 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Fidelity traditional IRA fees commissions expense ratios account fees rollover IRA official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1