Real ChatGPT answer · index seedCx2uL6thFGgcompleteFinance and banking · personal loanscomparison

Compare the current interest rates of Upstart and PenFed Credit Union for a father of three looking to refinance twenty thousand in debt.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare the current interest rates of Upstart and PenFed Credit Union for a father of three looking to refinance twenty thousand in debt.
2 real searches · 1 real-search pass
Upstart personal loan current APR rates 2026 origination fee terms officialGoogle ↗
OBSERVED
PenFed Credit Union personal loan current APR rates 2026 officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Upstart personal loan current APR rates 2026 origination fee terms official Google ↗
PenFed Credit Union personal loan current APR rates 2026 official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Upstart personal loan current APR rates 2026 origination fee terms official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
PenFed Credit Union personal loan current APR rates 2026 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1