Real ChatGPT answer · index seedCwAv8GkQmhUcompleteFinance and banking · credit cardsinformational

I am graduating in May and want to close my secured credit card to get my deposit back. Will that hurt my chances of getting a mortgage later?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I am graduating in May and want to close my secured credit card to get my deposit back. Will that hurt my chances of getting a mortgage later?
2 real searches · 1 real-search pass
CFPB closing credit card effect credit score utilization credit history mortgage credit reportGoogle ↗
OBSERVED
FICO closing credit card account impact credit score closed account remains credit report 10 yearsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB closing credit card effect credit score utilization credit history mortgage credit report Google ↗
FICO closing credit card account impact credit score closed account remains credit report 10 years Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB closing credit card effect credit score utilization credit history mortgage credit report
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
FICO closing credit card account impact credit score closed account remains credit report 10 years
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1