How do I calculate the total cost of a personal loan including the origination fee when comparing LendingClub and local credit unions?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate the total cost of a personal loan including the origination fee when comparing LendingClub and local credit unions?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
LendingClub personal loans origination fee APR fee deducted from loan proceeds official Google ↗
NCUA credit union personal loan compare APR fees loan disclosures official Google ↗
- Personal Loan FAQ | Personal Loan · happen.com
- Apply for a Personal Loan up to $60,000 · lendingclub.com
- Do personal installment loans have fees? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
LendingClub personal loans origination fee APR fee deducted from loan proceeds official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
NCUA credit union personal loan compare APR fees loan disclosures official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |