Real ChatGPT answer · index seedCu3kBxFr728completeFinance and banking · budgeting and savinginformational
How do I calculate my true debt-to-income ratio when federal student loans are currently on an administrative hold but still showing up on my credit report?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate my true debt-to-income ratio when federal student loans are currently on an administrative hold but still showing up on my credit report?
3 real searches · 1 real-search pass
Fannie Mae Selling Guide student loans deferred forbearance monthly payment DTI 1% fully amortizing payment documentationGoogle ↗
OBSERVED
FHA student loans administrative forbearance debt to income monthly payment 0.5 percent outstanding balance handbookGoogle ↗
OBSERVED
VA loan student loans deferment forbearance monthly payment DTI guidelinesGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae Selling Guide student loans deferred forbearance monthly payment DTI 1% fully amortizing payment documentation Google ↗
FHA student loans administrative forbearance debt to income monthly payment 0.5 percent outstanding balance handbook Google ↗
VA loan student loans deferment forbearance monthly payment DTI guidelines Google ↗
- Monthly Debt Obligations · guide-selling.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- FHA Single Family Housing Policy Handbook · hud.gov
- VA Pamphlet VAP26-7 Chapter 04 Credit Underwriting · knowva.ebenefits.va.gov
- Federal Student Aid · studentaid.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide student loans deferred forbearance monthly payment DTI 1% fully amortizing payment documentation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA student loans administrative forbearance debt to income monthly payment 0.5 percent outstanding balance handbook OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
VA loan student loans deferment forbearance monthly payment DTI guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |