Real ChatGPT answer · index seedCtPx3dnuW3gcompleteFinance and banking · retirement accountscommercial
How do the maximum 401k contribution limits affect someone like me who retired in June but earned freelance income during the first half of the year?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do the maximum 401k contribution limits affect someone like me who retired in June but earned freelance income during the first half of the year?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 401(k) contribution limit elective deferral limit 2026 self-employed solo 401k net earnings rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS one participant 401k owner employee contributions self employment income elective deferrals deadline plan adoption OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |