Can you weigh the pros and cons of closing a credit card with a zero balance right before applying for an apartment lease?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you weigh the pros and cons of closing a credit card with a zero balance right before applying for an apartment lease?
1 real search · 1 real-search pass
FICO closing credit card impact utilization closed account remains credit report 10 years CFPB credit scoreGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FICO closing credit card impact utilization closed account remains credit report 10 years CFPB credit score Google ↗
- Does it hurt my credit to close a credit card? · proxy.goincop1.workers.dev
- How credit limit decreases can affect your score · myfico.com