Real ChatGPT answer · index seedCqgpKisphcgcompleteFinance and banking · student loansbrand

Is Earnest refinancing better than SoFi for parents who co-signed graduate school debt and want to lower the monthly payments today?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is Earnest refinancing better than SoFi for parents who co-signed graduate school debt and want to lower the monthly payments today?
3 real searches · 1 real-search pass
Earnest student loan refinancing parent cosigner graduate school loans repayment terms minimum maximum term cosigner release 2026Google ↗
OBSERVED
SoFi student loan refinancing parent cosigner graduate school loans repayment terms cosigner release 2026Google ↗
OBSERVED
Earnest vs SoFi student loan refinance parent cosigned loans monthly payment comparison 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Earnest student loan refinancing parent cosigner graduate school loans repayment terms minimum maximum term cosigner release 2026 Google ↗
SoFi student loan refinancing parent cosigner graduate school loans repayment terms cosigner release 2026 Google ↗
Earnest vs SoFi student loan refinance parent cosigned loans monthly payment comparison 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Earnest student loan refinancing parent cosigner graduate school loans repayment terms minimum maximum term cosigner release 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
SoFi student loan refinancing parent cosigner graduate school loans repayment terms cosigner release 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Earnest vs SoFi student loan refinance parent cosigned loans monthly payment comparison 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1