Real ChatGPT answer · index seedCqg0hJECYm8completeFinance and banking · checking and savings accountsinformational
Am I legally responsible for overdrafts or negative balances if my name is on a joint checking account with a relative who has bad financial habits?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Am I legally responsible for overdrafts or negative balances if my name is on a joint checking account with a relative who has bad financial habits?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
joint checking account co-owner liable overdraft negative balance account agreement CFPB FDIC Google ↗
Michigan joint bank account co-owner liability overdraft negative balance law Google ↗
- Chapter 440 · legislature.mi.gov
- § 1002.7 Rules concerning extensions of credit. · consumerfinance.gov
- Consumer Account Disclosure · wellsfargo.com
- Deposit Agreement and Disclosures · info.bankofamerica.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
joint checking account co-owner liable overdraft negative balance account agreement CFPB FDIC OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Michigan joint bank account co-owner liability overdraft negative balance law OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |