Real ChatGPT answer · index seedCoRSnnxFRQ8completeFinance and banking · checking and savings accountscommercial

I need to understand FDIC insurance limits immediately because I am selling my car today and depositing a massive check into my single account.

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need to understand FDIC insurance limits immediately because I am selling my car today and depositing a massive check into my single account.
1 real search · 1 real-search pass
FDIC deposit insurance $250,000 per depositor per insured bank ownership category official 2026 car sale check deposit temporary high balances ruleGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
FDIC deposit insurance $250,000 per depositor per insured bank ownership category official 2026 car sale check deposit temporary high balances rule Google ↗
  1. Deposit Insurance At A Glance · fdic.gov
  2. WHAT IS THE FDIC? · fdic.gov
  3. UPDATED APRIL 1, 2024 · fdic.gov
  4. FDIC BankFind tool · banks.data.fdic.gov
  5. official insurance calculator · edie.fdic.gov

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC deposit insurance $250,000 per depositor per insured bank ownership category official 2026 car sale check deposit temporary high balances rule
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1