Evaluate the pros and cons of Earnest versus Laurel Road for refinancing eighty thousand dollars in high interest private student debt while maintaining job stability.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Evaluate the pros and cons of Earnest versus Laurel Road for refinancing eighty thousand dollars in high interest private student debt while maintaining job stability.
3 real searches · 1 real-search pass
Earnest student loan refinancing rates repayment terms hardship unemployment forbearance 2026 officialGoogle ↗
OBSERVEDComparison
Laurel Road student loan refinancing rates repayment terms hardship unemployment forbearance 2026 officialGoogle ↗
OBSERVEDConsequence
Earnest Laurel Road student loan refinance comparison fixed APR term cosigner release 2026Google ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Earnest student loan refinancing rates repayment terms hardship unemployment forbearance 2026 official Google ↗
Laurel Road student loan refinancing rates repayment terms hardship unemployment forbearance 2026 official Google ↗
Earnest Laurel Road student loan refinance comparison fixed APR term cosigner release 2026 Google ↗
- Compare student loan refinancing companies of November 2026 · nerdwallet.com
- Best Student Loan Refinance Companies of October 2026 · money.com
- KeyBank Student Loan Refinancing Review · cnbc.com
- KeyBank (Laurel Road) · savingforcollege.com
- Compare student loan refinancing companies of October 2026 · nerdwallet.com
- Earnest Student Loan Refinancing Review · cnbc.com
- [node:title] · studentaid.gov
- Earnest vs Laurel Road: Student Loan Refinancing Compared · collegefinance.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Earnest student loan refinancing rates repayment terms hardship unemployment forbearance 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Laurel Road student loan refinancing rates repayment terms hardship unemployment forbearance 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Earnest Laurel Road student loan refinance comparison fixed APR term cosigner release 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |