Real ChatGPT answer · index seedCmdm1Kit8d0completeFinance and banking · checking and savings accountsinformational
Does applying for a new checking account with overdraft line of credit protection always result in a hard credit check on Experian
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does applying for a new checking account with overdraft line of credit protection always result in a hard credit check on Experian
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
checking account overdraft line of credit hard inquiry Experian bank application soft pull hard pull Google ↗
banks overdraft line of credit credit check hard inquiry ChexSystems Experian Google ↗
- Does opening a checking account affect your credit score? · usbank.com
- Why was I denied a checking account? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
checking account overdraft line of credit hard inquiry Experian bank application soft pull hard pull OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
banks overdraft line of credit credit check hard inquiry ChexSystems Experian OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |