How does refinancing my student loans with Earnest affect my personal credit score when I am trying to get commercial loans?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does refinancing my student loans with Earnest affect my personal credit score when I am trying to get commercial loans?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Earnest student loan refinancing credit check hard inquiry credit bureau reporting FAQ Google ↗
SBA loan personal credit score personal guarantee debt-to-income student loan monthly payments commercial lending underwriting Google ↗
- Why Does Earnest Ask for My Social Security Number (SSN)? · help.earnest.com
- If I give you my social security number, will you give me a loan offer? · help.earnest.com
- 13 CFR § 120.150 - What are SBA's lending criteria? | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- Small Business Lending Survey 2024 - Section 3 · fdic.gov
- Have concerns? Let’s talk through it · a-us.storyblok.com
- credible.com · credible.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Earnest student loan refinancing credit check hard inquiry credit bureau reporting FAQ OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
SBA loan personal credit score personal guarantee debt-to-income student loan monthly payments commercial lending underwriting OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |