Can you explain how keeping my credit utilization ratio under ten percent affects my score when I am trying to qualify for the lowest mortgage rate
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how keeping my credit utilization ratio under ten percent affects my score when I am trying to qualify for the lowest mortgage rate
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae mortgage credit score pricing loan level price adjustments credit score 2026 credit utilization FICO mortgage scores Google ↗
FICO credit utilization amounts owed 30 percent credit score statement balance utilization official Google ↗
- General Requirements for Credit Scores · selling-guide.fanniemae.com
- Determining the Credit Score for a Mortgage Loan · selling-guide.fanniemae.com
- Eligibility & Pricing · singlefamily.fanniemae.com
- How Owing Money Can Impact Your Credit Score · myfico.com
- How do I get and keep a good credit score? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae mortgage credit score pricing loan level price adjustments credit score 2026 credit utilization FICO mortgage scores OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FICO credit utilization amounts owed 30 percent credit score statement balance utilization official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |