Real ChatGPT answer · index seedCepLKoOIHy8completeFinance and banking · student loanslocal

Compare the current variable APR offers from Earnest student loan refinancing versus SoFi for an applicant residing in Sandy Utah making six figures.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare the current variable APR offers from Earnest student loan refinancing versus SoFi for an applicant residing in Sandy Utah making six figures.
2 real searches · 1 real-search pass
Earnest student loan refinance variable APR rates current October 2026 official Utah eligibility income requirementsGoogle ↗
OBSERVED
SoFi student loan refinance variable APR rates current October 2026 official Utah eligibility income requirementsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Earnest student loan refinance variable APR rates current October 2026 official Utah eligibility income requirements Google ↗
SoFi student loan refinance variable APR rates current October 2026 official Utah eligibility income requirements Google ↗
  1. credible.com · credible.com
  2. Compare student loan refinancing companies of November 2026 · nerdwallet.com
  3. Refinance Student Loan - Rates · sofi.com
  4. Earnest · savingforcollege.com
  5. Eligibility Criteria · sofi.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Earnest student loan refinance variable APR rates current October 2026 official Utah eligibility income requirements
OBSERVED
Google ↗
AI Mode ↗
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SoFi student loan refinance variable APR rates current October 2026 official Utah eligibility income requirements
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1