Why would a small business owner choose a claims made liability policy over an occurrence policy, and what are the hidden risks for my family?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why would a small business owner choose a claims made liability policy over an occurrence policy, and what are the hidden risks for my family?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
claims-made vs occurrence liability insurance retroactive date extended reporting period small business official insurance guidance Google ↗
claims-made policy extended reporting period tail coverage retroactive date state insurance department Google ↗
- Commercial general liability insurance · tdi.texas.gov
- Covering Your Tail · americanbar.org
- View Document - Unofficial Purdon's Pennsylvania Statutes from Westlaw · govt.westlaw.com
- Tail Coverage · progressivecommercial.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
claims-made vs occurrence liability insurance retroactive date extended reporting period small business official insurance guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
claims-made policy extended reporting period tail coverage retroactive date state insurance department OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |