Real ChatGPT answer + Gemini simulation · index seedCee9fPrVjLccompleteAI OverviewFinance and banking · investing and brokerageshowto
How do I disable fractional shares lending on my Webull account right now because I am worried about the security risks?
ChatGPTgpt-6Geminigemini-3.5-flash-lite3 passes + 1 real-search37 queries10/30/2026
Download run
Gemini unique queries
35
1 in ≥ half the passes · stability 34%
ChatGPT real searches predicted
50%
1 of 2 matched the simulation
Fan-out diagram
Seed → topic clusters → sub-queries, per model.
SEED QUERY
How do I disable fractional shares lending on my Webull account right now because I am worried about the security risks?
35 unique queries · 3 passes
stock lending comparison and income
1 query · 2 hits
webull stock lending income vs risk worth it2xGoogle ↗
COMPARATIVE
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence. 35 queries are still being classified.
What the models actually searched
Each model answered the query with its own web search. These are the searches it ran, matched to the closest simulated query.
ChatGPT2 real searches · gpt-650% predicted
Webull how to opt out disable fractional shares lending program settings 2026 Google ↗
Webull Fractional Shares Lending Program FAQ terminate participation opt out official Google ↗
- Stock Lending Income Program · webull.com
- Stock Lending Income Program · webull.com
- How do I enable/disable Fractional Shares Trading? · webull.com.sg
- What is Fractional Trading?- Webull Learn · webullapp.com
Semantic map
Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.
Colour
SimulatedReal search
Hover a query to see its counterpart · click a topic to focus it · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +
Queries
35 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
webull stock lending income vs risk worth it COMPARATIVE | Google ↗ AI Mode ↗ | The user wants to evaluate whether the small passive income from lending outweighs the security risks. | — | review_roundup | stock lending comparison and income | 2x of 3 | |
how to turn off stock lending program on webull app REFORMULATION | Google ↗ AI Mode ↗ | The user wants direct step-by-step instructions to opt out of the stock lending feature within the Webull mobile application. | — | how_to_steps | disabling stock lending program | 1x of 3 | |
turn off stock lending program webull steps REFORMULATION | Google ↗ AI Mode ↗ | The user wants direct, step-by-step instructions on how to disable the stock lending feature in their Webull account. | — | how_to_steps | disabling stock lending program | 1x of 3 | |
how to turn off stock lending program webull REFORMULATION | Google ↗ AI Mode ↗ | The user wants to find the exact menu path to opt out of the stock lending program on Webull. | — | how_to_steps | disabling stock lending program | 1x of 3 | |
webull fully paid lending program security risks RELATED | Google ↗ AI Mode ↗ | The user wants to understand the actual security risks and mechanics involved when Webull lends out their shares. | — | web_article | security risks and insurance | 1x of 3 | |
webull fully paid lending program risks security RELATED | Google ↗ AI Mode ↗ | The user wants to understand the actual security risks and mechanics associated with Webull's stock lending program. | — | web_article | security risks and insurance | 1x of 3 | |
webull fractional shares lending security risks safety RELATED | Google ↗ AI Mode ↗ | The user wants to understand the actual risks associated with leaving fractional shares enrolled in the lending program. | — | web_article | security risks and insurance | 1x of 3 | |
can broker lend my shares without permission IMPLICIT | Google ↗ AI Mode ↗ | The user wants to know regulatory rules regarding broker share lending and margin versus cash accounts. | — | faq_page | stock lending safety and mechanics | 1x of 3 | |
is webull stock lending safe IMPLICIT | Google ↗ AI Mode ↗ | The user is implicitly asking whether lending shares exposes them to loss of principal or SIPC insurance vulnerabilities. | — | faq_page | stock lending safety and mechanics | 1x of 3 | |
can i lend out fractional shares on webull IMPLICIT | Google ↗ AI Mode ↗ | The user is implicitly questioning whether fractional shares are even eligible or treated differently than whole shares in lending. | — | faq_page | stock lending safety and mechanics | 1x of 3 | |
webull vs robinhood stock lending comparison COMPARATIVE | Google ↗ AI Mode ↗ | The user wants to compare how Webull and alternative brokers handle share lending and user opt-out policies. | — | comparison_table | stock lending comparison and income | 1x of 3 | |
webull vs robinhood stock lending program comparison COMPARATIVE | Google ↗ AI Mode ↗ | The user wants to compare how Webull handles stock lending security features versus competing retail brokerages. | — | comparison_table | stock lending comparison and income | 1x of 3 | |
robinhood vs webull stock lending program comparison COMPARATIVE | Google ↗ AI Mode ↗ | The user wants to know how Webull's lending policy compares to other popular brokers regarding security and risk. | — | comparison_table | stock lending comparison and income | 1x of 3 | |
webull lending program, SIPC insurance, cash account ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to know how SIPC protection is affected when participating in or opting out of share lending. | — | glossary/definition | security risks and insurance | 1x of 3 | |
how to opt out of payment for order flow and stock lending webull ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to know all related security settings they can disable on Webull, including order flow and lending. | — | checklist | disabling stock lending program | 1x of 3 | |
apex clearing stock lending program webull ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to understand the role of Webull's clearing firm in the stock lending program. | — | web_article | stock lending safety and mechanics | 1x of 3 | |
how to disable stock lending if I have a margin account on webull PERSONALIZED | Google ↗ AI Mode ↗ | The user wants to know if margin account status restricts their ability to turn off share lending. | — | how_to_steps | disabling stock lending program | 1x of 3 | |
i am worried about my webull account security stock lending PERSONALIZED | Google ↗ AI Mode ↗ | The user seeks reassurance and immediate technical assistance regarding an anxious security concern about their portfolio. | — | forum/qna | security risks and insurance | 1x of 3 | |
how to disable fully paid stock lending webull mobile app PERSONALIZED | Google ↗ AI Mode ↗ | The user wants instructions tailored specifically to disabling the feature within the mobile application interface. | — | how_to_steps | disabling stock lending program | 1x of 3 | |
stop webull from lending my fractional shares REFORMULATION | Google ↗ AI Mode ↗ | The user wants to specifically target fractional shares under the lending agreement. | — | forum/qna | disabling stock lending program | 1x of 3 | |
can you disable stock lending on webull app mobile REFORMULATION | Google ↗ AI Mode ↗ | The user wants to verify if the setting can be toggled directly within the mobile app version of Webull. | — | how_to_steps | disabling stock lending program | 1x of 3 | |
what happens if a broker goes bankrupt stock lending webull RELATED | Google ↗ AI Mode ↗ | The user wants to know what protections exist if Webull or its clearing house fails while shares are lent out. | — | faq_page | stock lending safety and mechanics | 1x of 3 | |
what happens if webull defaults stock lending RELATED | Google ↗ AI Mode ↗ | The user wants to know the worst-case scenario security risk if the borrower or broker defaults. | — | pdf_whitepaper | stock lending safety and mechanics | 1x of 3 | |
stop sharing shares webull opt out REFORMULATION | Google ↗ AI Mode ↗ | The user uses casual phrasing to find the setting that stops sharing or lending their portfolio assets. | — | how_to_steps | disabling stock lending program | 1x of 3 | |
webull app settings menu share lending toggle location IMPLICIT | Google ↗ AI Mode ↗ | The user needs to know the exact path in the app UI to find the lending toggle switch. | — | tutorial_video/transcript | stock lending safety and mechanics | 1x of 3 | |
what happens to my dividends if stock is lent on webull IMPLICIT | Google ↗ AI Mode ↗ | The user wants to know if lending fractional shares affects their dividend payments or tax status. | — | faq_page | stock lending safety and mechanics | 1x of 3 | |
is webull stock lending mandatory IMPLICIT | Google ↗ AI Mode ↗ | The user wants to know if they were automatically enrolled or if participation is strictly voluntary. | — | faq_page | stock lending safety and mechanics | 1x of 3 | |
webull fully paid lending program terms and conditions pdf ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to read the official legal agreement and terms associated with Webull's lending program. | — | pdf_whitepaper | security risks and insurance | 1x of 3 | |
fidelity vs webull fully paid lending program COMPARATIVE | Google ↗ AI Mode ↗ | The user wants to compare Webull's lending terms against traditional brokers like Fidelity. | — | comparison_table | security risks and insurance | 1x of 3 | |
brokers with no stock lending program COMPARATIVE | Google ↗ AI Mode ↗ | The user wants to find alternative brokers that do not engage in or automatically enroll users in share lending. | — | buyers_guide | stock lending safety and mechanics | 1x of 3 | |
webull stock lending income vs risk ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to weigh the financial compensation of lending against the security risks. | — | web_article | stock lending comparison and income | 1x of 3 | |
how to check if stock lending is active webull RELATED | Google ↗ AI Mode ↗ | The user wants to verify their current account status to see if their shares are currently being lent out. | — | how_to_steps | stock lending safety and mechanics | 1x of 3 | |
sec regulations on fully paid lending programs brokerages ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to understand the regulatory framework governing retail brokerage stock lending. | — | pdf_whitepaper | security risks and insurance | 1x of 3 | |
webull account security best practices 2026 REFORMULATION | Google ↗ AI Mode ↗ | The user wants a comprehensive guide on securing their Webull account beyond just share lending. | — | checklist | security risks and insurance | 1x of 3 | |
how to contact webull support to cancel stock lending REFORMULATION | Google ↗ AI Mode ↗ | The user wants to know how to reach customer service if the setting cannot be found or toggled in the app. | — | faq_page | disabling stock lending program | 1x of 3 |
Passes
Does another pass still surface new queries? A flattening curve means the fan-out has stabilised.
Geminix = pass, y = cumulative unique queries
| Model | Pass | Target | Generated | Seconds | Tokens (in / out) | Notes |
|---|---|---|---|---|---|---|
| gemini-3.5-flash-lite | 1 | 12 | 12 | — | 919 / 1,402 | |
| gemini-3.5-flash-lite | 2 | 12 | 12 | — | 919 / 1,474 | |
| gemini-3.5-flash-lite | 3 | 12 | 12 | — | 919 / 1,517 |