Real ChatGPT answer · index seedCWhxg88wmV8completeFinance and banking · investing and brokeragescomparison

Which is safer for my kids between setting up a custodial account on Fidelity versus using UNIF accounts on smaller apps

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which is safer for my kids between setting up a custodial account on Fidelity versus using UNIF accounts on smaller apps
3 real searches · 1 real-search pass
Fidelity custodial account UTMA UGMA security SIPC protections official fees minorsGoogle ↗
OBSERVED
"UNIF" accounts kids investing app custodial accountGoogle ↗
OBSERVED
UNest custodial account SIPC protection fees officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Fidelity custodial account UTMA UGMA security SIPC protections official fees minors Google ↗
"UNIF" accounts kids investing app custodial account Google ↗
UNest custodial account SIPC protection fees official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fidelity custodial account UTMA UGMA security SIPC protections official fees minors
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
"UNIF" accounts kids investing app custodial account
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
UNest custodial account SIPC protection fees official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1