Real ChatGPT answer · index seedCU3DrOAQKBccompleteFinance and banking · credit scores and repaircommercial

I need to find out if filing for bankruptcy five years ago is still hurting my chances of getting approved for a new car loan

ChatGPTgpt-61 query10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
I need to find out if filing for bankruptcy five years ago is still hurting my chances of getting approved for a new car loan
1 real search · 1 real-search pass
how long Chapter 7 Chapter 13 bankruptcy stays on credit report auto loan approval rebuilding credit CFPB FTCGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
how long Chapter 7 Chapter 13 bankruptcy stays on credit report auto loan approval rebuilding credit CFPB FTC Google ↗
  1. AnnualCreditReport.com · annualcreditreport.com
  2. How to rebuild your credit · consumerfinance.gov
  3. How long does information stay on my credit report? · consumerfinance.gov

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
how long Chapter 7 Chapter 13 bankruptcy stays on credit report auto loan approval rebuilding credit CFPB FTC
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1