How does 401k vesting work and why does my HR portal show that some of my company match is not actually mine yet
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does 401k vesting work and why does my HR portal show that some of my company match is not actually mine yet
1 real search · 1 real-search pass
IRS 401(k) employer matching contributions vesting schedules employee contributions always 100% vested cliff graded 2026Google ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS 401(k) employer matching contributions vesting schedules employee contributions always 100% vested cliff graded 2026 Google ↗