Real ChatGPT answer · index seedCSNx6jYQub0completeEducation · graduate schoolinformational

How do I calculate my current discretionary income for the Income-Driven Repayment loan forgiveness program so I can submit the application today?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I calculate my current discretionary income for the Income-Driven Repayment loan forgiveness program so I can submit the application today?
3 real searches · 1 real-search pass
site:studentaid.gov income-driven repayment plans discretionary income application 2026 October 2026Google ↗
OBSERVEDOther / navigational
site:ed.gov student loan repayment plans 2026 income-driven repayment discretionary income poverty guidelineGoogle ↗
OBSERVEDOther / navigational
Federal Student Aid IDR application calculate discretionary income AGI poverty guideline current repayment plans 2026Google ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%ComparisonConsequenceReason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
site:studentaid.gov income-driven repayment plans discretionary income application 2026 October 2026 Google ↗
site:ed.gov student loan repayment plans 2026 income-driven repayment discretionary income poverty guideline Google ↗
Federal Student Aid IDR application calculate discretionary income AGI poverty guideline current repayment plans 2026 Google ↗
  1. Top FAQs About Income-Driven Repayment Plans · studentaid.gov
  2. studentaid.gov · studentaid.gov
  3. Repayment Plans · studentaid.gov
  4. Income-Driven Repayment (IDR) Plan Request · studentaid.gov
  5. Start your IDR application · studentaid.gov

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
site:studentaid.gov income-driven repayment plans discretionary income application 2026 October 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
site:ed.gov student loan repayment plans 2026 income-driven repayment discretionary income poverty guideline
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Federal Student Aid IDR application calculate discretionary income AGI poverty guideline current repayment plans 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1