We added a diving board to our swimming pool over the weekend and someone got hurt today, will my umbrella insurance deny the claim because I didn't notify them beforehand?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We added a diving board to our swimming pool over the weekend and someone got hurt today, will my umbrella insurance deny the claim because I didn't notify them beforehand?
3 real searches · 1 real-search pass
New Jersey homeowners umbrella insurance late notice material change risk failure to notify increased hazard policy denial prejudiceGoogle ↗
OBSERVEDConsequence
New Jersey insurance law late notice liability insurance notice prejudice rule homeowners policy material misrepresentation increased hazardGoogle ↗
OBSERVEDReason
umbrella insurance diving board pool exclusion underwriting policy notification diving boardGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
New Jersey homeowners umbrella insurance late notice material change risk failure to notify increased hazard policy denial prejudice Google ↗
New Jersey insurance law late notice liability insurance notice prejudice rule homeowners policy material misrepresentation increased hazard Google ↗
umbrella insurance diving board pool exclusion underwriting policy notification diving board Google ↗
- Gazis v. Miller :: 2006 :: Supreme Court of New Jersey Decisions :: New Jersey Case Law :: New Jersey Law :: U.S. Law :: Justia · law.justia.com
- Templo Fuente De Vida Corp., et al. v. National Union Fire Insurance Co. :: 2016 :: Supreme Court of New Jersey Decisions :: New Jersey Case Law :: New Jersey Law :: U.S. Law :: Justia · law.justia.com
- New Jersey Administrative Code, Subchapter 20, Section 11:1-20.4 - Cancellation and nonrenewal underwriting guidelines | New Jersey Administrative Code · regulations.justia.com
- New Jersey Administrative Code, Subchapter 17, Section 11:2-17.5 - Misrepresentation of policy provisions | New Jersey Administrative Code · regulations.justia.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New Jersey homeowners umbrella insurance late notice material change risk failure to notify increased hazard policy denial prejudice OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
New Jersey insurance law late notice liability insurance notice prejudice rule homeowners policy material misrepresentation increased hazard OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
umbrella insurance diving board pool exclusion underwriting policy notification diving board OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |