Real ChatGPT answer · index seedCJGncPxN0qEcompleteParenting and family · teen issuescommercial

Looking for expert recommendations on the best 529 plan withdrawal strategies currently allowed for paying college tuition costs this semester.

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Looking for expert recommendations on the best 529 plan withdrawal strategies currently allowed for paying college tuition costs this semester.
3 real searches · 1 real-search pass
2026 IRS 529 qualified tuition program distributions Publication 970 2026 tax year rules AOTC coordination 529Google ↗
OBSERVEDReason
IRS 529 plan Roth IRA rollover 15 years 35000 annual limit 2026 rulesGoogle ↗
OBSERVEDReason
IRS 529 qualified expenses room board computers apprenticeship student loan repayment K-12 2026 SECURE 2.0Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence33%Reason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 IRS 529 qualified tuition program distributions Publication 970 2026 tax year rules AOTC coordination 529 Google ↗
IRS 529 plan Roth IRA rollover 15 years 35000 annual limit 2026 rules Google ↗
IRS 529 qualified expenses room board computers apprenticeship student loan repayment K-12 2026 SECURE 2.0 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 IRS 529 qualified tuition program distributions Publication 970 2026 tax year rules AOTC coordination 529
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS 529 plan Roth IRA rollover 15 years 35000 annual limit 2026 rules
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS 529 qualified expenses room board computers apprenticeship student loan repayment K-12 2026 SECURE 2.0
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1