Real ChatGPT answer · index seedCJ0jCP9ADdkcompleteB2B software · HR and payroll softwareinformational
What causes a direct deposit transaction to fail after it has already been submitted and how long does it take for the funds to return?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What causes a direct deposit transaction to fail after it has already been submitted and how long does it take for the funds to return?
1 real search · 1 real-search pass
ACH direct deposit returned rejected transaction return timing NACHA R01 R03 R04 official bank guidanceGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
ACH direct deposit returned rejected transaction return timing NACHA R01 R03 R04 official bank guidance Google ↗
- ACH Guides ACH Origination NACHA Formatting · ucbi.com
- Bank-initiated ACH return codes · assets.ctfassets.net
- Reversals · fmx.cpa.texas.gov