What specific documentation do private refinancing lenders require to prove debt-to-income ratios when evaluating physicians with complex compensation structures?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What specific documentation do private refinancing lenders require to prove debt-to-income ratios when evaluating physicians with complex compensation structures?
2 real searches · 1 real-search pass
physician mortgage underwriting variable income bonus overtime documentation debt-to-income employment contract tax returns lender guidelinesGoogle ↗
OBSERVED
Fannie Mae selling guide variable income bonus commission documentation two year history debt-to-income self-employed income documentationGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
physician mortgage underwriting variable income bonus overtime documentation debt-to-income employment contract tax returns lender guidelines Google ↗
Fannie Mae selling guide variable income bonus commission documentation two year history debt-to-income self-employed income documentation Google ↗
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Monthly Debt Obligations · guide-selling.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
physician mortgage underwriting variable income bonus overtime documentation debt-to-income employment contract tax returns lender guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae selling guide variable income bonus commission documentation two year history debt-to-income self-employed income documentation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |