Real ChatGPT answer · index seedCDltoLxnK6YcompleteFinance and banking · retirement accountscomparison
Compare the step up in basis rules for my inherited Roth IRA versus my traditional 401k when passing these assets to my adult children under current estate tax laws.
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The searches the AI actually ran for this prompt.
SEED QUERY
Compare the step up in basis rules for my inherited Roth IRA versus my traditional 401k when passing these assets to my adult children under current estate tax laws.
2 real searches · 1 real-search pass
2026 federal estate tax exemption $15 million IRS 2026 One Big Beautiful Bill inherited IRA 10 year rule adult children Roth IRA traditional 401k tax basis step upGoogle ↗
OBSERVED
IRS inherited Roth IRA 10-year rule designated beneficiaries distributions tax free traditional 401k beneficiary income tax estate tax basis step up retirement accountsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 federal estate tax exemption $15 million IRS 2026 One Big Beautiful Bill inherited IRA 10 year rule adult children Roth IRA traditional 401k tax basis step up Google ↗
IRS inherited Roth IRA 10-year rule designated beneficiaries distributions tax free traditional 401k beneficiary income tax estate tax basis step up retirement accounts Google ↗
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal estate tax exemption $15 million IRS 2026 One Big Beautiful Bill inherited IRA 10 year rule adult children Roth IRA traditional 401k tax basis step up OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS inherited Roth IRA 10-year rule designated beneficiaries distributions tax free traditional 401k beneficiary income tax estate tax basis step up retirement accounts OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |