My financial advisor is pushing for an irrevocable life insurance trust versus a revocable one today, but which option actually protects my family better?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My financial advisor is pushing for an irrevocable life insurance trust versus a revocable one today, but which option actually protects my family better?
3 real searches · 1 real-search pass
IRS life insurance proceeds estate tax incidents of ownership irrevocable life insurance trust three year ruleGoogle ↗
OBSERVEDReason
Maryland estate tax exemption 2026 inheritance estate tax officialGoogle ↗
OBSERVEDDefinition
revocable trust life insurance beneficiary probate estate tax ILIT consumer explanationGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS life insurance proceeds estate tax incidents of ownership irrevocable life insurance trust three year rule Google ↗
Maryland estate tax exemption 2026 inheritance estate tax official Google ↗
revocable trust life insurance beneficiary probate estate tax ILIT consumer explanation Google ↗
- Instructions for Form 706 (07/2026) · irs.gov
- 5.5.7 Collecting Estate Tax · irs.gov
- Irrevocable Life Insurance Trust (ILIT) | Financial Professional · securian.com
- Irrevocable Life Insurance Trust · statefarm.com
- Tax Guidance - Estate-Inheritance-Fiduciary Tax FAQs · services.marylandcomptroller.gov
- What's new — Estate and gift tax · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS life insurance proceeds estate tax incidents of ownership irrevocable life insurance trust three year rule OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Maryland estate tax exemption 2026 inheritance estate tax official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
revocable trust life insurance beneficiary probate estate tax ILIT consumer explanation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |