We have two toddlers and need to move next month; what is the fastest way to get a mortgage pre-approval letter without hurting our credit score?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We have two toddlers and need to move next month; what is the fastest way to get a mortgage pre-approval letter without hurting our credit score?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB mortgage preapproval credit inquiry rate shopping window mortgage credit score hard inquiry soft inquiry guidance Google ↗
FICO mortgage rate shopping inquiry window 45 days official Google ↗
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- AnnualCreditReport.com · annualcreditreport.com
- Get a preapproval letter · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB mortgage preapproval credit inquiry rate shopping window mortgage credit score hard inquiry soft inquiry guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FICO mortgage rate shopping inquiry window 45 days official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |