What are the key coverage gaps when transitioning from a comprehensive renters policy to a basic HO-3 homeowners policy on a newly purchased townhome?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the key coverage gaps when transitioning from a comprehensive renters policy to a basic HO-3 homeowners policy on a newly purchased townhome?
2 real searches · 1 real-search pass
HO-3 homeowners policy coverage exclusions special limits ordinance law water backup townhome HOA master policy insurance guidanceGoogle ↗
OBSERVEDReason
renters insurance comprehensive policy replacement cost personal property loss of use liability comparison HO-3 homeowners insuranceGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
HO-3 homeowners policy coverage exclusions special limits ordinance law water backup townhome HOA master policy insurance guidance Google ↗
renters insurance comprehensive policy replacement cost personal property loss of use liability comparison HO-3 homeowners insurance Google ↗
- Homeowners Policy Booklet · insurance.mo.gov
- Renting Your Home? Protect Your Belongings with Renters Insurance · content.naic.org
- Basic Homeowners Insurance · ncdoi.gov
- Residential Insurance: Homeowners and Renters · insurance.ca.gov
- HOMEOWNERS & TENANTS INSURANCE: WHAT CONSUMERS NEED TO KNOW · dfs.ny.gov
- HOMEOWNERS’ INSURANCE · myfloridacfo.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
HO-3 homeowners policy coverage exclusions special limits ordinance law water backup townhome HOA master policy insurance guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
renters insurance comprehensive policy replacement cost personal property loss of use liability comparison HO-3 homeowners insurance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |